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Get ample opportunities to stretch your capabilities and potential in facing real business situations in our Program, and, gain in-depth knowledge of the payment industry and access to CYS leadership training at the same time. Also, you will get to enhance your business knowledge, expand your skill set, and learn management skills to get yourself ready for real world challenges throughout our comprehensive suite of training.


Once you are selected, you will receive strong support and guidance throughout the Program. You will be assigned with a Program Manager for stewardship and a Senior Officer for mentorship.  This support system will allow you to seek informal feedback on your personal development as well as job performances and help you in the successful completion of our Program.

Our Management Associate Preparation Program is designed to let you go through a comprehensive and well-structured classroom training plus on-the-job experience to cover the industry best practices, standards and conventions, regulatory requirements, compliance culture, and the latest emerging FinTech development.

Scroll down to view our full curriculum.

The first year of our training Program focuses on the following subjects:

  • Elementary foreign exchange (FX) knowledge

  • Basic banking convention and industry practices 

  • Currency settlement methods and documentation

  • Cross-border payment processes

  • Nostro and Vostro account reconciliation

  • Introduction to Anti-Money Laundering (AML) and Countering Financing of Terrorism (CFT)

The second year of our training Program emphasizes on the following subjects:

  • Introduction to dealing room operation and practices

  • Intermediate and Advanced FX arithmetic, including price-making to customers

  • Intermediate and Advanced FX operation, including FX position covering with banks

  • Intermediate and Advanced Payment Processes, including cash management

  • Introduction to Know-Your-Customer (KYC) and Customer Due Diligence (CDD)

  • Introduction to Ultimate Beneficial Owner (UBO) & Advanced Customer On-Boarding procedure, including understanding the terms and conditions of Customer Agreement

  • Introduction to Risk Based Approach on Transaction Monitoring

  • Introduction to Enhanced Due Diligence (EDD) for higher-risk customers, including managing Politically Exposed Person (PEP)

  • Introduction to Suspicious Transaction Reporting (STR)

  • Account Opening and Customer On-Boarding procedures

  • Intermediate and Advanced AML/CFT training and case study

  • Managerial training on strategic planning, risk management and internal compliance